Stephanie Holland: A lasting way to show your love this Valentine’s Day

By Stephanie Holland

Social Security Public Affairs Specialist
There are traditional ways to show your love on Valentine’s Day. You can buy a card that expresses your true feelings and give it to someone you care about. There are also heart-shaped boxes of assorted chocolates and bouquets of roses.

A powerful and lasting way to express your love is to show you care about a family member or friend’s future. Everyone you love probably wants to enjoy retirement once they decide to stop working. Preparing for that future takes planning and careful thought about when and how you want to do it.

Social Security is a safety net that keeps millions of elderly Americans out of poverty. At socialsecurity.gov/planners/retire we have valuable resources you can access 24 hours a day from the comfort of your home.

There, you can:

  • Keep track of your earnings and verify them every year;
  • Get an estimate of your future benefits if you are still working;
  • Get a letter with proof of your benefits if you currently receive them; and
  • Manage your benefits.

Managing your benefits online allows you to:

  • Change your address;
  • Start or change your direct deposit;
  • Get a replacement Medicare card; and
  • Get a replacement SSA-1099 or SSA-1042S for tax season.

Showing your love might also take the form of letting a family member know when a realistic retirement date might be. Our online estimator offers an instant and tailored estimate of your future Social Security benefits based on your earnings record.

You can plug in different anticipated yearly earnings to discover different retirement options and learn how your benefits could increase if you work longer. Try the Retirement Estimator today at socialsecurity.gov/estimator.

As you can see, love comes in many forms. Helping someone prepare for retirement will improve the overall quality of their life for years. Spread the love, and let everyone know that Social Security is available 24 hours a day at socialsecurity.gov.

Stephanie Holland is the Public Affairs Specialist for West Michigan. You can write her c/o Social Security Administration, 455 Bond St, Benton Harbor MI 49022 or via email at stephanie.holland@ssa.gov

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Posted by Candy Allan

Candy is the Pioneer's associate editor. She also coordinates the Family & Friends, Religion and Parenting pages. She can be reached by phone at (231) 592-8386 or by e-mail at callan@pioneergroup.com.

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